Lompat ke konten Lompat ke sidebar Lompat ke footer

The Benefits and Easy Ways to Purchase Car Insurance


Kepoen.com-The Benefits and Easy Ways to Purchase Car Insurance-When you own a car, you must be prepared for unforeseen expenses – the costs associated with covering the risks of ownership. This includes regular maintenance expenses, which are often not inexpensive, as well as the potential costs of repairing your car in case of damage. This is where insurance plays a crucial role as a safeguard for your vehicle, and today, purchasing car insurance has become more convenient, with the option to buy it online.

Here's a general overview of some typical costs associated with car ownership. The average expenses for servicing your car (excluding the cost of replacing parts) include:

  • Front or rear bumper: Rp 600,000
  • Front grille (matching body color): Rp 400,000
  • Side mirror: Rp 300,000
  • Trunk lid: Rp 800,000
  • Full-body paint (scratch): Rp 15 million
  • Light body paint (minor touch-up): Rp 7 million
  • Front or rear windshield replacement: Rp 600,000
  • Wheel alignment and balancing: Rp 400,000

These costs can add up significantly. While not every car owner will encounter all of these expenses, risks are inherent in car ownership, and it's essential to be prepared. One way to mitigate the financial risk of car damage is to have car insurance.

Car insurance is a form of protection for your vehicle, offering many benefits to its owner. While you are required to pay premiums, the benefits you receive far outweigh the costs. Here are some of the advantages of having car insurance:

Cost Certainty:

Car owners can never predict when something unfortunate might happen. If your car is protected by insurance, you have cost certainty. In case of an accident or damage, your expenses will be significantly lower than they would be if you had to pay for repairs without insurance.


Cars can sustain damage ranging from minor to severe. Minor repairs may not be too costly, but when it comes to significant damage, such as extensive bodywork or engine problems, the expenses can be substantial. Without insurance, these costs could be overwhelming.

By insuring your vehicle, all damage can be covered by the insurance provider, as long as you have chosen the appropriate type of coverage and additional protection options. Nowadays, numerous insurance companies offer various insurance products. This can be confusing for consumers when choosing the right one to suit their needs.

You don't need to worry, though, as you can undoubtedly find the perfect car insurance for your requirements at Futuready. Not only does Futuready offer a wide range of car insurance products, but it also provides several advantages. These benefits give you peace of mind and make obtaining the right insurance easier.

Officially Licensed by OJK:

You don't need to worry about fraud when dealing with Futuready. Futuready is the first Online Insurance Broker in Indonesia and holds an official license from the Financial Services Authority (Otoritas Jasa Keuangan or OJK). It is registered under No.KEP-518/NB.1/2015 dated June 18, 2015.

Partnerships with Leading Insurance Companies:

Consumers have the option to select the most suitable insurance company. In total, Futuready has partnerships with 12 leading insurance companies, each offering a variety of car insurance products, along with more than 2,900 partner repair shops throughout Indonesia.

Easy Purchase Process:

You can easily compare one insurance company with another, select the product that best meets your needs, and then receive your policy. All transactions can be completed using just your smartphone.

Claims Assistance:

When filing a claim, you don't need to worry. The Futuready team is ready to assist you throughout the process.

Abundance of Promotions:

What sets Futuready apart from the rest is that buying car insurance through them can be more affordable. Even when compared to purchasing directly from the insurance company's website. Why is that the case? Because Futuready frequently offers attractive promotions that benefit you.

Presently, you can get a 20% discount on car insurance products at Futuready by using the promo code OTO:20. Thus, obtaining insurance has become much more straightforward through Futuready. So, why make car insurance complicated with a convoluted process? With Futuready, managing your car insurance becomes a breeze. Get the insurance you need at Futuready!